Understanding payment processing times and what affects when money hits your account
Most payments arrive within 1-2 business days. Same-day deposits happen for Express accounts, but weekends, bank holidays, and first-time customers can cause delays up to 7 days.
Banks don't process payments on weekends or holidays. A payment taken on Friday might not arrive until Tuesday if Monday is a bank holiday.
Solution: Check the UK bank holiday calendar when expecting payments
First-time Stripe accounts can have longer holds (up to 7 days) while they verify your business and assess risk. This is normal and improves after successful payments.
Solution: Complete Stripe verification quickly and maintain good payment history
Payments significantly larger than your normal amounts may trigger additional review. For example, if you normally charge £200 but suddenly charge £2000.
Solution: Contact Stripe support if large payments are normal for your business
Some business types (like high-value electronics repair) may have longer processing times due to higher chargeback risk.
Solution: Maintain detailed job records and customer signatures
Processing with bank
On the way to your bank
Money in your account
We can check your specific payment status and help resolve any issues.