How to Get Paid Same Day: A Guide for UK Trades
Stop chasing payments for 60 days. Get money in your account the same day you finish the job.
You finish a job at 3 PM. The customer says "I'll pay you next week." Three months later, you're still chasing that £347 invoice.
This stops today. Here's exactly how to get paid within hours of completing work, not weeks.
Method 1: Card Payment on Site
Best Option: SumUp or Square
- • £29 one-time for card reader
- • 1.69% transaction fee
- • Money in account next working day
- • Takes contactless, chip & PIN, Apple Pay
Method 2: Bank Transfer Before Leaving
Customer does bank transfer while you're there. Confirm receipt before leaving.
Pros:
- • Zero fees
- • Instant with Faster Payments
- • Clear paper trail
- • No equipment needed
Setting Expectations
"Just to confirm, we take payment on completion of the work. We accept card, bank transfer, or cash. Which works best for you?"
Say this when booking the job. Not after you've finished.
The Bottom Line
Your cash flow problems end the moment you stop letting customers leave without paying. It's that simple.
Action Plan (Next 48 Hours)
- 1. Order a card reader (SumUp Solo, £29)
- 2. Download payment apps (PayPal Business, Revolut)
- 3. Practice your payment request script
- 4. Start requesting payment on completion
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