Toolfy Blog
Sole Trader vs Limited Company for Trades 2026
Tax comparison guide with the £50k profit threshold where incorporating finally pays off.
How to Handle Emergency Call-Outs Without Losing Money
Turn late-night emergencies into profit centres with 3× pricing, a four-step response system, and bulletproof scripts.
Clean Heat Market Mechanism Survival Guide (2025)
Quota math, penalty exposure, and installer workflows so you never pay £3,000 per missed heat-pump credit.
Biodiversity Net Gain Cost Planner (2025)
10% net gain requirements, habitat unit pricing, and Toolfy project boards so landscaping/GC crews stay compliant.
Emergency Fund Calculator for Trade Businesses
Van breaks down. Customer doesn
Customer Wants to Supply Their Own Parts: How to Handle It
Why customer-supplied parts are a warranty nightmare and the exact script for handling the request.
Stop Using Excel for Scheduling
The real cost of ServiceTitan exposed. Hidden fees, implementation nightmares, and why UK trades are switching to simpler alternatives.
How to Write Trade Business Contracts That Protect You
Complete guide to writing enforceable trade business contracts with payment terms, scope protection, and legal clauses that prevent disputes.
How to Start a Plumbing Business in 2025: Complete Blueprint
Complete guide to starting a profitable plumbing business in 2025. Master plumber licensing, apprenticeships, equipment costs, emergency services, and scaling strategies. Everything you need to launch and grow.
End of Tax Year Checklist for UK Trades (31 March 2026)
The complete end-of-year checklist for sole traders and limited companies. What to file, when to file, and what records to keep. Key dates, self-assessment deadlines, allowable expenses, record gathering, accountant prep, common mistakes, and April deadlines.
PAS 2035 Retrofit Evidence Pack Template
A ready-made PAS 2035 document stack, tagging rules, and Toolfy automations that keep retrofit coordinators audit-ready.
Material Prices Increased 20% Since Your Quote
Copper pipe up 25%. Customer approved your quote 6 weeks ago. How to handle material price increases without losing the job or your margin.